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Budgeting Calculator

This budgeting calculator provides you with an easy method to work out how much you are going to need to pay each month for those expenses that you are expecting.

It allows you to enter expenses like insurance, petrol, mortgage repayments and anything else that you can foresee will be due each year.

  1. Enter the Payment Description.
  2. Next enter the number of payments for this expense each year. So, for example if you are paying insurance quarterly you would enter 4 in this field.
  3. Enter the amount of each individual payment.
  4. After entering all of your expenses click the Calculate button at the bottom of the form and the Monthly Amount column will automatically total how much you will need to set aside each month.

Our staff are available to assist you with information on how you may use debt consolidation to reduce your monthly repayments. Contact us on 1300 306 272.

Monthly Budgeting Calculator

Payment Description # Payments
Per Year
Payment Amount Monthly Amount
$ $
$ $
$ $
$ $
$ $
$ $
$ $
$ $
$ $
$ $
Monthly Total: $

The above total is how much you'll need to set aside each month in order to meet your repayments as they come due.

Did you remember to include these payments:

  • Insurance
  • Property Taxes
  • Licenses
  • School Fees
  • Subscriptions
  • Dues
  • Christmas
  • Vacations
  • Petrol
  • Car Registration
  • Car Service
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Online Enquiry Form

Please answer all the questions below:

  1. Do you have a home loan?
  2. Do you have unsecured debts of $8,000 or greater?Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. Do you receive a regular income?
  4. Have you been bankrupt in the last 13 years?
Submit Answers Please answer all the questions
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Yes! We can help you

We have relationships with Australia's largest financial institutions to bring you the most competitive debt reduction strategies.

Option 1: You call us

Free Call
24 hours, 7 days a week

1300 036 272

Option 2: We call you

Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call ITSA on 1300 364 795
  • Speak with a Financial Counsellor
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Unfortunately, we are unable to assist you at this time.

Please contact us for assistance once you have secured a regular income.

We look forward to your call.

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