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Extra repayments calculator

To use the calculator, enter the loan amount, interest rate and loan term for your loan. Then select the repayment frequency. Monthly payments are the full amount paid once per month; fortnightly payments are half the payment made every two weeks, and weekly payments are one quarter of the payment made every week. Finally, select the extra contribution per payment (how much over the minimum payment are you going to pay?) and when you plan to begin making the extra contributions in your repayments.

The results on the right will illustrate your monthly repayment amount, your repayment amount with the extra contribution, and the time and interest saved by making extra or more frequent repayments.

Notes:

  • The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. It is advised that you consult your financial adviser before taking out a loan.
  • You can save money on your loan by increasing the frequency of your payments. Best of all, making your payments more frequently doesn't cost any extra money!
  • Any extra contribution to your payment will make a difference. Try applying any financial windfalls you receive throughout the year to your loan to amortise the loan faster and save money.

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Step 3

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If you are struggling and have debts over $7,000 and want to discover if debt consolidation can improve your financial situation call Australian Debt Reduction today to start reducing your debts. Contacting us is easy, call Australian Debt Reduction on 1300 261 922 - 24 hours a day, 7 days a week.

Enquire Now – Just 4 questions to answer

  1. 1 Do you have a home loan?
  2. 2 Do you have unsecured debts of $7,000 or greater? Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
  3. 3 Do you receive a regular income?
  4. 4 Have you been bankrupt in the last 13 years?
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Unfortunately, we are unable to assist you.

For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
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Please contact us for assistance once you have secured a regular income.

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Unfortunately, we are unable to assist you.

You need to have over $7,000 in unsecured debt to apply.
For further assistance we recommend you:

  • Speak to your Creditors
  • Call AFSA on 1300 364 795
  • Speak with a Financial Counsellor
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  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.

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FREE Phone Consultation

Australian residents only.

  1. Credit cards, store cards and personal loans are types of unsecured debts. Mortgages and car loans are not.
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