Australian Debt Reduction ("we" or "us") is committed to respecting the privacy of your information, and recognise the need for appropriate protection and management of any personal information that you share with us.

We have developed this policy so that you can understand the care with which we intend to treat your personal information. Personal information is any information about an identifiable individual. The policy is applicable to Australian Debt Reduction.

Information collected

When you look at this web site, our Internet Service Provider (TMC)) makes a record of your visit and logs the following information for statistical purposes:

• your server address
• your top level domain name (for example .com, .gov, .au, .uk etc)
• the pages you accessed and documents downloaded
• the type of browser you are using.

Access to information collected

Australian Debt Reduction will not make an attempt to identify individual users. However, in the unlikely event of an investigation, a law enforcement agency or other government agency may exercise its legal authority to inspect our Internet Service Provider's logs.

Use of information collected

We will only record your e-mail address if you send us a message.

Any information you supply to Australian Debt Reduction is strictly confidential and covered by the Privacy Act of 1988.

This site does not provide facilities for the secure transmission of information across the Internet. Users should be aware that there are inherent risks transmitting information across the Internet.

Children's Privacy

No information should be submitted to Australian Debt Reduction by children 16 years of age or under without their parent's or guardian's consent. We do not monitor the age of our user audience.

Cookies

This web site only uses session cookies and only during a search query of the web site. Our Internet Service Provider has assured us that no cookies are employed on this web site except for those associated with the search engine. The web site statistics for this site are generated from the web logs as outlined above .

Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date.

Cookies can be either "persistent" or "session" based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behaviour upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser.

Overture Information

We have contracted with Overture Services Australia Pty Ltd ABN 26 105 514 958 (“Overture”) to monitor certain pages of our Web site for the purpose of reporting web traffic, statistics, advertisement 'click-throughs', and/or other activities on our site. Where authorized by us, Overture may use cookies, Web beacons, and/or other monitoring technologies to compile anonymous statistics on our Web site visitors. No personally identifiable data is collected by or transferred to Overture. For more information about how the information collected by Overture is used, please see Overture's privacy policy at
www.au.overture.com/d/AUm/legal/privacypolicy.jhtml

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